A safe, secure way to grow your money.

We offer a wide range of CDs.
The longer you’re invested, the greater you’ll gain.
12-month CD
24-month CD
36-month CD
48-month CD
60-month CD

A great way for your money to become more money.

36-month CD
All Bank
National Average
Large Bank
National Average

The graph is utilized for illustrative purposes to compare Northern Bank Direct’s annual percentage yields (APY)2 to the average APY at All US Banks (assets greater than $1B) and US Large Banks (assets greater than $10B) that have been obtained from S&P Global Market Intelligence (S&P). The disclosed APYs are effective as of 1/2/18 and are only as accurate as the information reported to S&P. The competitor APYs are based on minimum account opening deposit balances of $10,000.00 and are subject to change.

A great way for your money to become more money.

Open a CD:

  • Great rates
  • Choice of maturities
  • Easy online inquiry access
  • Minimum of $500 to open

Eligibility is limited to consumers who apply online. A penalty will be imposed for early withdrawal from a certificate of deposit.

FAQs About Our CDs

How can I view my Northern Bank Direct CDs?

We make it easy for you to watch your savings grow. Set up an online account and view your account balance online or on mobile any time, 24/7. We will send you an annual statement showing how much your savings have grown.

Have more questions? Check out our FAQ page.

Why Bank With Us

Competitive CD rates is just one reason our customers love Northern Bank Direct, the online division of Northern Bank. Northern Bank consistently earns 4-star Safe & Sound ratings from Bankrate.com and has been ranked #1 Community Bank in New England for seven straight years, and ranked the #1 Community Bank in the US in 2015.1